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Alabama · Unclaimed property · Updated Oct 2026

Unclaimed money in Alabama: how to find and claim it

Office of the Alabama State Treasurer, Unclaimed Property Division holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

Over $1 billionheld by the state (January 2024)
$50.7 million$50.7 million returned in 2023
Freeto search and claim
Yeson MissingMoney.com

Search Alabama's official list of unclaimed property by name.

Search in Alabama

How to claim in Alabama

  1. Search your name (and old business or family names) on unclaimed.alabama.gov. Searching is free.

  2. Check the CLAIM box next to each item that is yours and click Continue to File Claim. Enter your current mailing address, because the check goes there.

  3. Read the email the state sends you. It lists the exact documents your claim needs.

  4. Sign the claim form. Mail it with your documents to P.O. Box 302520, Montgomery, AL 36130-2520, or bring it to Suite 636, 100 North Union Street, Montgomery (Mon–Fri, 7:30 a.m.–4:30 p.m.).

  5. Use your claim number to check your claim's status online.

If you get a "Quick Claim" postcard from the Treasury, you can sign the card and mail it back with a copy of your photo ID and proof of your Social Security number; you do not need a separate claim form. By law, claims of $200 or less can be paid with a sworn affidavit when you lack matching paperwork (Ala. Code § 35-12-84(c)).

Official instructions for claims

Documents you may need

Money owed to a relative who died

If a probate court named you executor or administrator, you can claim for the estate. If there was no will or estate, the spouse (or, if none, the children, then the parents) may claim without a probate order for small amounts, using a probate court letter saying no estate was opened and an affidavit signed by all heirs (Ala. Code § 35-12-84); call 888-844-8400 for help.

Contact the program

Program
Office of the Alabama State Treasurer, Unclaimed Property Division
Phone
888-844-8400
Claims by mail
Office of State Treasurer, Unclaimed Property Division, P.O. Box 302520, Montgomery, AL 36130-2520
Processing time
The Treasury says claims usually take 6 to 8 weeks on average. By law it must approve or deny a claim within 120 days and pay within 30 days after approval.

Finder fees in Alabama

A finder agreement is void if signed between the date the property was presumed abandoned and 24 months after it was turned over to the Treasurer (an agreement with a lawyer to file a claim is an exception). After that, the agreement must be in writing, describe the property and services, say you can claim it from the state for free, and be signed by you. The total fee cannot be more than 10% of the amount claimed.

Law: Ala. Code § 35-12-93

Watch out: The Treasury says "heir finder" companies cannot do anything you cannot do yourself for free, and Alabama never charges to return your property.

Good to know

Also check outside Alabama

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Alabama

How do I find unclaimed money in Alabama?

Search the official database run by the Office of the Alabama State Treasurer, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Alabama.

Does it cost anything to claim money in Alabama?

No. The state does not charge a fee to claim. A finder agreement is void if signed between the date the property was presumed abandoned and 24 months after it was turned over to the Treasurer (an agreement with a lawyer to file a claim is an exception). After that, the agreement must be in writing, describe the property and services, say you can claim it from the state for free, and be signed by you. The total fee cannot be more than 10% of the amount claimed.

How do I claim money for a relative who died in Alabama?

If a probate court named you executor or administrator, you can claim for the estate. If there was no will or estate, the spouse (or, if none, the children, then the parents) may claim without a probate order for small amounts, using a probate court letter saying no estate was opened and an affidavit signed by all heirs (Ala. Code § 35-12-84); call 888-844-8400 for help.

How long does a claim take in Alabama?

The Treasury says claims usually take 6 to 8 weeks on average. By law it must approve or deny a claim within 120 days and pay within 30 days after approval.

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