Massachusetts · Unclaimed property · Updated Oct 2026
Massachusetts Office of the State Treasurer, Unclaimed Property Division holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.
Search Massachusetts's official list of unclaimed property by name.
Search in MassachusettsSearch FindMassMoney.gov by name. Add a city or ZIP code to narrow the results.
Check CLAIM on your items and click FILE YOUR CLAIM. Pick your relationship to the owner: Owner, Heir or Estate Representative.
Enter your current mailing address and submit to get a claim number. Give your Social Security number so the claim can qualify for paperless Fast Track.
If Fast Track approves you, you get an email and you are done. If not, you get a claim form by email.
Sign the form by hand (electronic signatures are not accepted). Add the documents listed in Section C. Upload them on the site or mail them in.
If a co-owner is listed, both owners must sign. For an uncashed Massachusetts state check, call 617-367-0400 x3. Those claims can't be started online.
Yes. If you give your Social Security number and the state finds a match, your claim may be approved automatically through paperless Fast Track. You won't need to fill out forms or send proof.
Choose 'Heir' if the estate was not probated, or 'Estate Representative' if it was. Section C of the claim form lists the documents you need. A certified copy must show the court stamp.
A finder agreement made within 24 months after the property reached the state is unenforceable. After that, it is valid only if it is in writing, signed by you, says what the property is, its value and who holds it, and the fee is 10% or less. The Treasury says no extra legal or filing fees may be added on top. Heir finders must register with the Treasury. Their agreements must be notarized and sent in with the claim.
Law: M.G.L. c. 200A, § 13; 960 CMR 4.06
Watch out: The Treasury says only FindMassMoney.gov and MissingMoney.com are legitimate free search sites. Never pay a fee in advance, and call the office before you sign any finder agreement.
Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.
Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.
Official siteOld paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.
Official siteTax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.
Official siteSearch the official database run by the Massachusetts Office of the State Treasurer, Unclaimed Property Division. Searching is free. Search every name you have used and every address where you lived in Massachusetts.
No. The state does not charge a fee to claim. A finder agreement made within 24 months after the property reached the state is unenforceable. After that, it is valid only if it is in writing, signed by you, says what the property is, its value and who holds it, and the fee is 10% or less. The Treasury says no extra legal or filing fees may be added on top. Heir finders must register with the Treasury. Their agreements must be notarized and sent in with the claim.
Choose 'Heir' if the estate was not probated, or 'Estate Representative' if it was. Section C of the claim form lists the documents you need. A certified copy must show the court stamp.
The site gives no general time. Stock and mutual fund claims can take up to 45 extra days after approval to transfer the shares into your name.
Last checked: Oct 2026.