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Iowa · Unclaimed property · Updated Oct 2026

Unclaimed money in Iowa: how to find and claim it

Treasurer of the State of Iowa, Great Iowa Treasure Hunt (Unclaimed Property Division) holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

Over $648 millionheld by the state (December 31, 2025)
$38.2 million$38.2 million returned on 53,194 paid claims in fiscal 2026 (a record)
Freeto search and claim
Yeson MissingMoney.com

Search Iowa's official list of unclaimed property by name.

Search in Iowa

How to claim in Iowa

  1. Search your name (and old names, old addresses, family members and businesses) at GreatIowaTreasureHunt.gov.

  2. Click CLAIM on each item that is yours, then FILE YOUR CLAIM. Pick your relationship to the owner (for example "Myself" or "Legal Heir").

  3. Enter your current mailing address. This is where the check will go. Submit to get a claim number.

  4. Within about 20 minutes you get an email. It lists exactly what your claim needs.

  5. Upload your documents online. Mail originals only if your claim form says originals are required.

  6. Track your claim online with your claim number.

Yes. Money Match, launched in 2026, uses Iowa Department of Revenue data to pay some owners automatically. You first get a letter, then a check about three weeks later, with no claim to file. Cash the check promptly: it expires after six months. Not all properties qualify, so keep searching the site.

Official instructions for claims

Documents you may need

Money owed to a relative who died

Pick "Legal Heir" (or "Open Estate" if you are the executor of an open probate). Fill out the state's Affidavit of Administration, which tells you what to attach: usually the death certificate and an obituary, plus the will and court papers (letters of appointment, final report, or small-estate papers) if any exist. The state pays according to how the estate was distributed, so money may be split among heirs.

Contact the program

Program
Treasurer of the State of Iowa, Great Iowa Treasure Hunt (Unclaimed Property Division)
Phone
515-281-5367
Claims by mail
Great Iowa Treasure Hunt, Lucas State Office Building, 321 E 12th St., 1st Floor, Des Moines, IA 50319
Processing time
Allow up to 90 days for review. Heir, business and stock claims can take longer.

Finder fees in Iowa

Any finder agreement signed within 24 months after the property was turned over to the state cannot be enforced. After that, the fee may be no more than 15% of the property's value, and the agreement must be in writing, signed by you, and say what the property is, its value, and who holds it. A person must be licensed as a private investigation business (Iowa Code ch. 80A) to charge a fee for finding abandoned property. The state will not review a claim form signed by a finder: you must sign it yourself and include a notarized copy of any finder agreement (Iowa Admin. Code r. 781-9.14(2)). These limits do not apply to a fee contract with a practicing attorney.

Law: Iowa Code § 556.11(10)

Watch out: The state says claiming is always free, calls Great Iowa Treasure Hunt Iowa's only legitimate source for unclaimed property, and asks you to contact the Treasurer's Office before you sign any deal with someone offering to recover your money for a fee.

Good to know

Also check outside Iowa

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Iowa

How do I find unclaimed money in Iowa?

Search the official database run by the Treasurer of the State of Iowa, Great Iowa Treasure Hunt (Unclaimed Property Division). Searching is free. Search every name you have used and every address where you lived in Iowa.

Does it cost anything to claim money in Iowa?

No. The state does not charge a fee to claim. Any finder agreement signed within 24 months after the property was turned over to the state cannot be enforced. After that, the fee may be no more than 15% of the property's value, and the agreement must be in writing, signed by you, and say what the property is, its value, and who holds it. A person must be licensed as a private investigation business (Iowa Code ch. 80A) to charge a fee for finding abandoned property. The state will not review a claim form signed by a finder: you must sign it yourself and include a notarized copy of any finder agreement (Iowa Admin. Code r. 781-9.14(2)). These limits do not apply to a fee contract with a practicing attorney.

How do I claim money for a relative who died in Iowa?

Pick "Legal Heir" (or "Open Estate" if you are the executor of an open probate). Fill out the state's Affidavit of Administration, which tells you what to attach: usually the death certificate and an obituary, plus the will and court papers (letters of appointment, final report, or small-estate papers) if any exist. The state pays according to how the estate was distributed, so money may be split among heirs.

How long does a claim take in Iowa?

Allow up to 90 days for review. Heir, business and stock claims can take longer.

Other states