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Maine · Unclaimed property · Updated Oct 2026

Unclaimed money in Maine: how to find and claim it

Office of the Maine State Treasurer, Unclaimed Property Program holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

$383.1 millionheld by the state (June 30, 2026)
$43.2 million$43.2 million paid on 77,286 claims in fiscal 2026 (July 1, 2025 – June 30, 2026)
Freeto search and claim
Yeson MissingMoney.com

Search Maine's official list of unclaimed property by name.

Search in Maine

How to claim in Maine

  1. Search your name, your business, and family and friends at maineunclaimedproperty.gov. Narrow results by a city you have lived in.

  2. Click CLAIM on your items, pick your relationship to the owner (for example Self, Heir or Personal Representative), and enter your current mailing address.

  3. Submit to get a claim number. Some claims need nothing more. If yours needs a signed form or proof, the email you get will list it.

  4. If you prefer paper, print the Mail-In Claim Form instead. If the property is worth more than $1,500, a notary must witness your signature.

  5. Mail the form and documents to Office of the State Treasurer, Attn: Unclaimed Property, 39 State House Station, Augusta, ME 04333-0039, or upload them online.

Some online claims can be finished without more paperwork; the state emails you a claim form only if it needs a signed form or more proof. We found no automatic-payment program.

Official instructions for claims

Documents you may need

Money owed to a relative who died

The surviving spouse or personal representative files an Estate Affidavit with the claim. Checks are normally made out to the estate of the deceased owner, not to you. If the estate was never probated, the check can be made out to you for claims up to $40,000 if you send Maine's Affidavit of a Small Estate and legal proof of your relationship to the person who died.

Contact the program

Program
Office of the Maine State Treasurer, Unclaimed Property Program
Phone
207-624-7470 (toll-free in Maine: 888-283-2808)
Claims by mail
Office of the State Treasurer, Attn: Unclaimed Property, 39 State House Station, Augusta, ME 04333-0039
Processing time
Claims are processed in the order received. Most are done within a few weeks. Estate and stock claims can take longer.

Finder fees in Maine

A finder agreement is void if it was signed between the date the property became abandoned and 24 months after it was turned over to the state (this does not apply to hiring a lawyer to file a claim for identified property). For agreements signed 24 to 36 months after that date, the fee cannot be more than 15%. After 36 months, the law sets no percentage cap, but an unconscionable fee can still be cut. Any agreement must be in writing, describe the property and services, be signed by you, and show the value before and after the fee. You or the state can sue to cut an unconscionable fee. The state says heirfinders must be private investigators licensed in Maine, with some exceptions.

Law: 33 M.R.S. § 2201

Watch out: Claiming is free; if someone contacts you and wants a fee to help you claim, the state says to contact its office instead, because it does this at no charge.

Good to know

Also check outside Maine

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Maine

How do I find unclaimed money in Maine?

Search the official database run by the Office of the Maine State Treasurer, Unclaimed Property Program. Searching is free. Search every name you have used and every address where you lived in Maine.

Does it cost anything to claim money in Maine?

No. The state does not charge a fee to claim. A finder agreement is void if it was signed between the date the property became abandoned and 24 months after it was turned over to the state (this does not apply to hiring a lawyer to file a claim for identified property). For agreements signed 24 to 36 months after that date, the fee cannot be more than 15%. After 36 months, the law sets no percentage cap, but an unconscionable fee can still be cut. Any agreement must be in writing, describe the property and services, be signed by you, and show the value before and after the fee. You or the state can sue to cut an unconscionable fee. The state says heirfinders must be private investigators licensed in Maine, with some exceptions.

How do I claim money for a relative who died in Maine?

The surviving spouse or personal representative files an Estate Affidavit with the claim. Checks are normally made out to the estate of the deceased owner, not to you. If the estate was never probated, the check can be made out to you for claims up to $40,000 if you send Maine's Affidavit of a Small Estate and legal proof of your relationship to the person who died.

How long does a claim take in Maine?

Claims are processed in the order received. Most are done within a few weeks. Estate and stock claims can take longer.

Other states