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Virginia · Unclaimed property · Updated Oct 2026

Unclaimed money in Virginia: how to find and claim it

Virginia Department of the Treasury, Division of Unclaimed Property holds money that businesses could not return to its owners. Here is how to search, what proof you need and how long it takes.

$118 million$118 million returned to owners in fiscal 2025
Freeto search and claim
Yeson MissingMoney.com

Search Virginia's official list of unclaimed property by name.

Search in Virginia

How to claim in Virginia

  1. Search your name for free on vaMoneySearch.gov, the state's 'Click and Claim' site.

  2. Pick the items that belong to you and start a claim online. The site tells you what proof your claim needs.

  3. Send your proof by uploading it or emailing it to [email protected], or mail it to the Treasury's P.O. Box in Richmond.

  4. No internet? Call 1-800-468-1088 (option 1) and ask for an Inquiry Form by mail.

  5. If you want to visit the office in Richmond, you must make an appointment first.

Yes. Under the VA Cash Now program, Treasury mails checks automatically, with no claim needed, for single-owner cash property up to $5,000 when it can match the owner to verified tax and address records; you get a letter and should expect the check within 45 days.

Official instructions for claims

Documents you may need

Money owed to a relative who died

Send proof you are entitled to the money, in this order of preference: a certificate of qualification as executor or administrator, a Virginia Small Estate Act affidavit naming you as designated successor, or the order of distribution from a closed estate. If you have none of these, the owner died at least one year ago and the claim is $25,000 or less, Treasury may accept your sworn affidavit instead.

Contact the program

Program
Virginia Department of the Treasury, Division of Unclaimed Property
Phone
1-800-468-1088
Claims by mail
Virginia Department of the Treasury, Unclaimed Property Division, P.O. Box 2485, Richmond, VA 23218-2485
Processing time
For VA Cash Now automatic payments, expect a check within 45 days of the notice letter. Treasury's state performance goal is to pay valid claims within 30 calendar days.

Finder fees in Virginia

A finder may not charge you, or even sign you up, for property that has been reported to the state until 36 months after the business turned it over to Treasury. After that, a finder agreement is invalid if the fee is more than 10% of the property's value. Violating this is a misdemeanor with a fine of up to $1,000. Treasury can pay you directly and does not have to honor a power of attorney or assignment to a finder.

Law: Va. Code § 55.1-2542

Watch out: Treasury says claiming is a free public service and warns you to watch out for unauthorized fee-based services.

Good to know

Also check outside Virginia

Search every other state where you lived or worked. Some money, like old savings bonds and IRS refunds, is held by federal agencies.

MissingMoney.com and NAUPA state unclaimed property search

Money that businesses could not return to you and had to hand over to a state, such as old bank accounts and insurance policies. USA.gov says state governments hold most unclaimed money.

Official site

U.S. savings bonds (TreasuryDirect)

Old paper or electronic U.S. savings bonds that were never cashed, including bonds that have matured and stopped earning interest (EE and I bonds earn interest for up to 30 years), plus lost, stolen or destroyed bonds.

Official site

IRS refunds from tax returns never filed (3-year rule)

Tax refunds owed to people who never filed a federal tax return for a year, often because they earned little and were not required to file. The IRS says taxpayers usually have three years to file and claim a refund; after that the money becomes the property of the U.S. Treasury.

Official site

Questions about Virginia

How do I find unclaimed money in Virginia?

Search the official database run by the Virginia Department of the Treasury, Division of Unclaimed Property. Searching is free. Search every name you have used and every address where you lived in Virginia.

Does it cost anything to claim money in Virginia?

No. The state does not charge a fee to claim. A finder may not charge you, or even sign you up, for property that has been reported to the state until 36 months after the business turned it over to Treasury. After that, a finder agreement is invalid if the fee is more than 10% of the property's value. Violating this is a misdemeanor with a fine of up to $1,000. Treasury can pay you directly and does not have to honor a power of attorney or assignment to a finder.

How do I claim money for a relative who died in Virginia?

Send proof you are entitled to the money, in this order of preference: a certificate of qualification as executor or administrator, a Virginia Small Estate Act affidavit naming you as designated successor, or the order of distribution from a closed estate. If you have none of these, the owner died at least one year ago and the claim is $25,000 or less, Treasury may accept your sworn affidavit instead.

How long does a claim take in Virginia?

For VA Cash Now automatic payments, expect a check within 45 days of the notice letter. Treasury's state performance goal is to pay valid claims within 30 calendar days.

Other states